I give up

Feb. 5th, 2007 10:14 am
cornerofmadness: Angel in drag holding up cards (don't fuck)
[personal profile] cornerofmadness
OMG, WHAT do these student loan people WANT?
A. the loan I was sued by was only a 'state' judgement. Now i have to do a federal one because apparently, the 'i can't pay you 900$/month' means nothing to these idiots. But I have THREE different people calling me from three different agencies WHO am I supposed to talk to

B. the other student loan informs me I can't file for economic hardship DEFERMENT. It has to be FOREBEARANCE. I started ranting at them because I sat on the phone and filled out the paperwork with THEIR help. Excuse me? If it was the WRONG paperwork why did no one say so? How fucking stupid are you?

C. still can't find any kind of legal help to help guide me through this.

Date: 2007-02-05 05:49 pm (UTC)
From: [identity profile] druinsanity.livejournal.com
*kicks loan people very very hard*

We need a big stick... either to beat them with or to stick up their ass... I haven't decided which yet.

Date: 2007-02-05 10:20 pm (UTC)
From: [identity profile] ex-chaos-by-699.livejournal.com
She needs Connor as her pet ninja to "take care" of them.

Date: 2007-02-06 02:57 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
i am not opposed to this idea

Date: 2007-02-06 03:28 am (UTC)
From: [identity profile] ex-chaos-by-699.livejournal.com
Yeah, somehow I didn't think you'd have a problem with it.

Date: 2007-02-06 04:26 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
i can do both

You know....

Date: 2007-02-05 06:56 pm (UTC)
From: [identity profile] scarlettehawk.livejournal.com
...they want your soul. Plain and simple.

Re: You know....

Date: 2007-02-05 07:10 pm (UTC)
From: [identity profile] sita-137.livejournal.com
They obviously don't realize it's cursed, then...

Re: You know....

Date: 2007-02-05 07:13 pm (UTC)
From: [identity profile] scarlettehawk.livejournal.com
Then let them have it, and get the last laugh.

Re: You know....

Date: 2007-02-06 03:17 am (UTC)

Re: You know....

Date: 2007-02-06 03:18 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
oh it truly is, isn't it

Re: You know....

Date: 2007-02-05 10:19 pm (UTC)
From: [identity profile] ex-chaos-by-699.livejournal.com
You mean Wolfram and Hart dispense student loans? Somehow, I'm not surprised...

Re: You know....

Date: 2007-02-06 03:00 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
I'd stand a better chance with them than the federal gov. so it seems

Re: You know....

Date: 2007-02-06 03:29 am (UTC)
From: [identity profile] ex-chaos-by-699.livejournal.com
Yeah, they make more creative kinds of deals. Just be careful to read the fine print and don't get yourself decapitated. (I always thought Lilah's fate was particularly gruesome...being undead with a detachable head. Yikes.)

Re: You know....

Date: 2007-02-06 04:19 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
yes it was and i loved how the actress played that up when she returned

Re: You know....

Date: 2007-02-06 03:24 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
i think you're right

Date: 2007-02-05 06:57 pm (UTC)
From: [identity profile] iheartnickcath.livejournal.com
those ppl are being complete bitches..

Date: 2007-02-06 03:23 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
oh yes indeed

:(

Date: 2007-02-05 10:18 pm (UTC)
From: [identity profile] ex-chaos-by-699.livejournal.com
*comfort*

I'm really sorry you have to go through this crap. I've had insomnia before over financial problems, this kind of stuff is so stressful. Good luck working something out.

I wish I had some kind of advice for you, but I don't. But if I find out anything useful, I'll pass it on.

Re: :(

Date: 2007-02-06 03:03 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
thanks. The support is plenty enough. Believe me, this has been ongoing (this is what happens when you go to medical school then get too injured to practice medicine...) Sleepless nights, antidepressants been there many times
(deleted comment)

Date: 2007-02-06 04:16 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
i didn't pay them and 900 is half of what the other loan wants

Date: 2007-02-06 07:06 am (UTC)
From: [identity profile] calijirl5150.livejournal.com
No worse than the idiots that call me for my car pmt. I told the one lady they would recieve the payment by the 7th, reason why it was late, work changed paydays. etc. I recieved at least 10 calls aday from them - which I ignore, finally I answere & tell the guy read the notes from two days ago, he says as he's tryping - customer refuses to make arragements- what that is not what I said - finally I just Hang up. Tonight they called me at 10:15 pm - totally ileagal in TX to call after 9pm, when I told them they are breaking TX law, well I just pass this on to my manager - Like harrasing me is gunna make me pay them any faster LOL

Date: 2007-02-06 03:56 pm (UTC)
From: [identity profile] cornerofmadness.livejournal.com
oh i know and definitely REPORT them to the fair collection act people

Date: 2007-02-06 10:59 am (UTC)
From: [identity profile] 0-mother-0.livejournal.com
I am so sorry that you have to deal with this crap. If I ever win the powerball, I plan to become a debt erasing fairy godmother. Few, if any, philanthropists focus on it, and I feel it's time someone did. If I could poof away the problem and all the accompanying stress, believe me I would. Until that happens, here's some stuff I found on the web that may help. You may have seen or done this type of stuff before, but here they are anyways:

http://www.youcandealwithit.com/cant_pay_student_loan/index.shtml

http://aftercollege.slcp.com/index.cfm?bhcp=1

http://www.nolo.com/article.cfm/objectID/63C80677-0D3E-4505-AC3B7782841603F6/213/208/135/ART/

http://www.fafsa.com/deferments.htm

Date: 2007-02-07 04:49 am (UTC)
From: [identity profile] cornerofmadness.livejournal.com
thanks i appreciate it

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cornerofmadness: Angel in drag holding up cards (Default)
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